Self Employed?

We offer alternative lending programs to help you.

We know as a business owner you may not meet general financing guidelines

Our programs are tailor made for the business owner

No Tax Returns Required


Home Purchase Or Refinance

Bank Statement (Personal or Business) Qualification

We use personal or business bank statements to qualify you.

  • No tax returns required
  • Loans up to $3 million (minimum loan $150,000)
  • First-time homebuyers OK
  • Interest-only available
  • Foreclosure Bankruptcy ok if over 2 Years
  • Credit scores starting at 600
  • For Self Employed Borrowers Only


Mortgage Solutions for Credit Challenged

Purchase or Refinance

Bankruptcies & Foreclosures Ok.

  • Rates starting in the 5’s
  • 1 day out of foreclosure, short sale, bankruptcy or deed-in-lieu
  • Loans up to $1 million
  • Credit scores down to 500
  • Owner-occupied, 2nd homes, and investment properties
  • Non-warrantable condos considered
  • No pre-payment penalty for owner-occ and 2nd homes
  • SFRs, townhomes, condos, 2-4 units

Contact one of our Self Employed Specialists to discuss your Options


Remember we use personal or business bank statements to qualify you.
No charge, no obligation consultation to discuss your needs, brainstorm options and learn more about you to tailor your financing needs.
Our team is on hand to answer all of your questions; you can even stop by our offices and meet the team.


Apply now for a better Self Employed Mortgage experience through Lendplus


                                          85 Enterprise, Suite 150

                                          Aliso Viejo, CA 92656

                                          T 800-379-1328