Work & Live

St. Louis

Affordable Home Purchase and Refinance Program for St. Louis City Municipal Employees

You work hard for the City of St. Louis.  We work hard for homeownership.  Let's work together for homeownership in the City of St. Louis.


Homeownership creates stronger communities, stabilizes neighborhoods, and helps develop personal wealth that can be passed down through families.

Let Stifel Bank & Trust help you invest in your future with an affordable home loan with the Work & Live St. Louis Affordable Home Loan Program for the City of St. Louis Municipal Employees.

This program, exclusively brought to you by Stifel Bank & Trust, is open to employees of the City of St. Louis, St. Louis Public Schools, St. Louis Public Library, Lambert International Airport, St. Louis Police Department, and St. Louis Fire Department.  


Work & Live St. Louis is also open to St. Louis area:

  • Teachers

  • Librarians

  • First Responders

  • Administrators

  • Park Rangers

Eligible Property Types

Single Family Home
2 to 4 Family Home
Condo or Townhome
Primary Residence or Investment Property

Interested in the Work & Live St. Louis program?

Stifel Bank & Trust Mortgage Loan Benefits

  • Low interest rates

  • Extensive loan programs

  • FHA, VA, and conventional loans

  • First-time buyer programs available

  • Doing business with a local bank

  • No application fee

  • No points

Stifel Bank & Trust