Closing Fee Breakdown*
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
Loan Purpose: Purchase Loan Loan Purpose: Refinance Existing Balance
Loan Level Price Adjustment Varies** Loan Level Price Adjustment Varies**
Credit or charge (points) Optional*** Credit or charge (points) Optional***
Overnight Fee $75.00 Overnight Fee $75.00
Processing Fee $185.00 Processing Fee $185.00
Wire Fee $20.00 Wire Fee $20.00
Appraisal $450.00 Appraisal $450.00
Credit Report $50.46 Credit Report $50.46
Flood Determination Fee $14.00 Flood Determination Fee $14.00
Fraud Guard $14.00 Fraud Guard $14.00
Social Security Verification $11.70 Social Security Verification $11.70
Tax Service Fee $11.50 Tax Service Fee $11.50
Title- Abstract Fee $200.00 Title- Lien Search $175.00
Title- Settlement or Closing Fee $500.00 Title- Settlement or Closing Fee $500.00
Title- Title Opinion $250.00 Title- Lenders Title Insurance $140.00
Title- Title Guaranty $140.00 Recording Fees $80.00
Recording Fees $100.00
Total Estimated Settlement Charges $2021.66 Total Estimated Settlement Charges $1726.66
* Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates of the charges which you are likely to incur at your loan closing. The fees listed are estimates and the actual charges may be more or less. Your transaction may or may not involve a fee for every item listed. These estimates are provided to you as a courtesy, and none of the terms contained in this document are guaranteed or binding on us. This document does not constitute an offer to extend credit.
This closing fees estimate does not include advances that may be required at closing, such as interest due at closing or initial deposits for escrow accounts, if applicable.
Closing costs based on information you provided are subject to change until rate is locked.
** Loan level price adjustments are based on loan to value, credit scores, cash-out refinances, number of units and property type.
*** The credit or charge (points) shown above are not guaranteed. Your actual credit or charge (points) will be determined when your interest rate is locked.
*** Please note that other products might be available that are not displayed above. Ask your loan officer for details. ***