As a residential niche portfolio real estate lender*, our focus is on offering a custom product line designed to help clients who fall out of the FNMA, Freddie Mac, and conventional square box of conforming loan standards. Some of our many niches include jumbo mortgages with credit scores as low as 660, adjustable rate mortgages (ARM), fixed rate mortgages, bridge loans, blanket loans, cross liens, home improvement loans, no seasoning requirements for self-employed business owners, and other niche portfolio programs.
*We lend in the Mid- Atlantic market of Maryland, New York, New Jersey, Pennsylvania, and Delaware.
No matter what your mortgage financing needs are, we can help you choose a loan that is right for you:
• Buying a new home?
• Considering refinancing to lower your payment, to shorten your term, to obtain cash out or to make improvements?
• Looking at an investment property that may need work or additional dollars invested?
• Ready to purchase that 2nd home or vacation house?
• Building your dream home and need construction financing?
• Buying a commercial property and looking for the right commercial funding?
As a portfolio lender, we manage every single step of the mortgage process! When you work with Eastern Savings Bank, you will enjoy direct communication and creative thinking throughout your experience with us; and, when we tell you your loan is approved you can move forward with ease!
Our Loan Officers can help answer all of your questions and walk you through your mortgage options.
Apply now for a better mortgage experience through Eastern Savings Bank.