Loan Originator

NMLS #1753192

Office: 605-593-8792

Mobile: 605-939-9332

Apply with Toby now for a better mortgage experience through Unify Home Lending

Toby was born and raised in Rapid City and attended the University of South Dakota with a BA in Criminal Justice and Spanish as well as a Juris Doctor degree from the University of South Dakota School of Law.  He is the proud father of 3 girls and 1 boy and is married to his lovely wife, LeRae. Toby enjoys attending the many sporting activities of his children, motorcycle riding, camping and boating. 


Toby is well known in the Rapid City area and truly understands and appreciates the people and businesses in the Black Hills area.  Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. Toby has the expertise and knowledge you need to explore the many financing options available.


After you've applied, we'll call you to discuss the details of your loan, or you may choose to set up an appointment using our online form. As always, you may contact Toby anytime by phone or email for personalized service and expert advice.